How to Link Aadhaar Card Number with Bank Accounts Online and Offline


Since having an aadhar card, aka 12 digits unique identification number is compulsory in India and also an integral part of everyone’s life. It is because the Unique Identification Authority of India issues aadhar card, and it primarily serves as a unique address and identity proof. Apart from this, a person can avail of all the benefits and subsidies mentioned in the aadhar card act 2016. Before that, it is compulsory to link Aadhaar card with a bank account.

This document carries a huge space in India, and therefore, It is required to attach this document with old bank accounts. In this article, I will be telling out the process of linking the aadhar card with the bank, along with the benefits of linking this main document with bank accounts.

How to Link Aadhaar Card with a Bank Account?


There are several methods used for linking aadhar card with the bank accounts. I will be mentioning three of the methods in this article. It is also to make sure everyone can understand the concept correctly and also able to link their aadhar cards with thier bank accounts.

The methods are:

  • Bank branch
  • Internet banking
  • SMS

#1 Bank Branch

It could be one of the best solutions and most convenient option for the people to visit their home branch and get the linking process done. Let me tell the process using steps.

  • First, visit the nearest home branch along with a valid and original aadhar card.
  • Ask for the aadhar linking form.
  • Carefully fill all the details along with your aadhar card and bank account number.
  • Attach a self-attested copy of the aadhar card.
  • Apply, and within 24 hours, your aadhar card will automatically be linked with your bank account.

Read More – How To Check Your SBI Account CIF Number

#2 Internet Banking

Internet banking is one of the convenient option for people who know about digital banking services. It is because they do not have to pay a visit to their banks. 


  • Visit the internet banking login page of your bank.
  • Login with the correct user ID and password.
  • Now, you need to find out the option to link aadhar card.
  • Enter your 12 digit aadhar number and verify using the OTP.
  • That’s it.

#3 SMS

An account holder can also link their aadhar card by sending an SMS. It is one of the quickest processes among all of the listed above. However, your mobile number should be registered with the bank and aadhar card to use this process.

Find out the perfect format of sending an SMS using the bank’s website.

Benefits of Linking Aadhar Card:

  • Aadhar card is a valid KYC for opening bank accounts.
  • Direct credit of subsidies from the government.
  • Direct credit of welfare funds, pensions.

There are many more benefits of linking aadhar card with the bank accounts. For example, It would be quick to get loan approvals.


Here we come at the end. It is more important these days to link aadhar card with the bank account. Apart from the benefits, if you do not link your aadhar card with your bank account, then there are chances that your bank will stop your services. In this article, I have added three different processes to link aadhar card with the bank and also, along with the benefits. Do let us know in the comments section if there is anything else to ask.

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